COVID-19 Business Resources

The small business sector is being hit particularly hard amidst the COVID-19 emergency and therefore we have gathered information and links below that can be of benefit during this time. Please know that this information changes rapidly but we are doing our best to keep ourselves informed in order to share the most relevant information with you.

Re-Opening and Recovery Resources

Forward Virginia Guidelines with industry specific information for phase I

       Quick points:

       - Restaurants and food establishments with outdoor seating can operate at 50% capacity in the outdoor seating area only. Take-out, delivery,
         and curbside remain the best practices.

      - Non-essential retail can now open at 50% capacity.

      - Personal care businesses such as hair salons, barbershops, and manicure and pedicure salons can performe these services by appointment

GREAT RESOURCE: Small Business Re-Opening Phase I and beyond information and checklists 


Required Face Covering Flyers for print and display at your business

Sources for Personal Protection Equipment (PPE):

Contact the following businesses about PPE items such as hand sanitizer, face masks, gloves, sanitizing wipes, etc.

       - Miller’s Supplies At Work - or (540) 662-1824

       - Wholesome Foods  or 800-723-6637, ext 2

       - Jon Henry General Store -  or (540) 740-4304

       - Sysco - currently in stock: masks, gloves in a variety of sizes, hand sanitizer, sanitizing wipes, surface sanitizers, and bleach - contact your
         sales rep for the latest product availability and pricing

       - Ecolab - Has a variety of cleaning and sanitizing products available (list for hospitality and list for foodservice);
        Contact Carey Friedman at or 804.840.3943

       - Safeguard Promotional Products - facemasks and shields, hand sanitizer, gloves, gowns, acrylic shields (for checkout stands) -
         visit or contact Anne Meagher Watson at 804.355.2679 or

       - OlleyMay (part of ProForma) has masks, goggles, faceshields, gloves, hand sanitizer, gloves, and safety kits.
         Click here for more information and for a current listing. Contact Bill Dietz at or 805.575.8824

Business Loans and Grant Funding

(We recommend that you speak with your accountant, attorney, or primary lender to discuss the best options for your situation.)

  • The Paycheck Protection Program (PPP) as part of the CARES Act- 
    The Paycheck Protection Program is in round two of funding with $250 billion intended to provide 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.

    Important information from this program:
    • Can be used for employee salaries under $100,000, paid sick or medical leave, insurance premiums, and mortgage, rent and utility payments;
    • Are 100% forgivable if used for the above purposes; and
    • Are available to businesses or 501(c)(3) nonprofits with less than 500 employees, including sole-proprietors, independent contractors, and other self-employed individuals.

      Information from the SBA website


  • Small Business Administration’s Economic Injury Disaster Loan (EIDL) program with Loan Advance 

    May 4, 2020 Update: At this time, only agricultural business applications will be accepted due to limitations in funding availability and the unprecedented submission of applications already received. 
    In addition, SBA has resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processed on a first-come, first-served basis.

    Small businesses and nonprofit organizations throughout the Commonwealth affected by the COVID-19 public health crisis can now apply for low-interest federal disaster loans of up to $2 million from the SBA to pay fixed debts, payroll, accounts payable, and other expenses. A $10,000 advance of funds will be made available within three days of a successful application, and this loan advance will not have to be repaid. 

    EIDL Loan Application

    More information from the Lord Fairfax Small Business Development Center on the PPP and EIDL Programs

  • Shenandoah County Disaster Impact Loan Program
    The Shenandoah County Industrial Development Authority (IDA) has created an emergency loan fund to aid small businesses that are being affected during the COVID-19 emergency. The details of the Shenandoah County Disaster Impact Loan Program (SCDILP) Click here for more details

  • Virginia 30 Day Fund
    The Virginia 30 Day Fund is being launched by technology entrepreneur Pete Snyder and his wife Burson. The goal is “to help businesses meet payroll, preserve health-care coverage for workers and avoid layoffs while awaiting the federal aid expected to arrive in about a month”. It will give up to $3,000 to each approved small business in a way that’s quick, easy and free of red tape.
    Small business owners are asked to fill out a one-page form and submit a brief video highlighting the business and its employees.
    To qualify, the business must employ three to 30 people, be based in Virginia and operating for at least one year, and owned and operated by a Virginia resident.

    For more information on the Virginia 30 Day Fund and how to apply, click here.

  • Virginia Small Business Finance Authority – Microloan program.
    The Virginia Small Business Financing Authority’s SWaM Business Microloan Fund is designed to assist Virginia’s existing small businesses.  Short-term loans  are  provided  to  help  established  businesses  create  new  jobs,  retain  existing  “at  risk”  jobs  and  promote  investment  and  long-term  economic  development in Virginia.  Applicants are encouraged to obtain technical assistance provided by the Virginia Small Business Development Center network or other counseling resources.  Applicants that have sought such counseling may be eligible for a larger loan. Click here for details

  • Virginia Community Capital – Microloans starting at $50,000 
    Virginia Community Capital works with businesses on a variety of financing options including debt refinancing, equipment financing, owner-occupied real estate, and working capital lines of credit. Click here for more details

    Virginia Community Capital is offering a series, every Tuesday & Friday. The published scheduled is as follows:

    How Can MainStreet Thrive After COVID-19 presented by Rebecca Rowe from DHCD and National Mainstreet
    May 15th (Friday 12-1pm)
    May 19th (Tuesday 6pm-7pm)
    May 22nd & 26th – TBD

    Follow this link for additional information and registration

  • Verizon/Local Initiatives Support Corporation Grant
    Verizon will be donating $2.5 million to Local Initiatives Support Corporation (LISC), a national nonprofit that has invested $20 billion to fuel economic opportunity across America. LISC will use the funds to provide grants of up to $10,000 to businesses facing immediate financial pressure because of COVID-19, especially entrepreneurs of color, women-owned businesses and other enterprises that don’t have access to flexible, affordable capital in historically underserved communities. The grants are designed to help business owners fill urgent financial gaps - from paying rent to meeting payroll - until they can resume normal operations or other financing becomes available. Click here for more details 

  • Rapid Response Funds to Assist Small Essential Business –
    Rapid Response is a federal program to help workers, companies, and communities experiencing layoffs and closures and provide strategies to avert layoffs. This includes connecting workers and businesses to information, partners, new employment opportunities, funding, and training programs that can help lessen the impact of layoffs or avert layoffs all together. The Additional Rapid Response Assistance for COVID-19 available through the state provides funding to help businesses avert layoffs by providing assistance in sanitization of work spaces, implementing telework options to support social distancing that the company has not supported prior, or other innovative strategies that help keep employees on the job. Businesses may apply for assistance through their regional workforce boards. For additional information, please click here for more details.

  • The Ogden Newspapers Community Marketing Grant - Ogden Newspapers, parent company of the Northern Virginia Daily, has established a $1 million grant fund to assist locally owned businesses with marketing efforts during this time. Grants are available for amounts ranging from $200 to $5,000 of matching funds each month. Click here for more details

Additional COVID-19 Related Business Resources: